Welcome to 88 Smart Ave in Yonkers - a rare opportunity for investors seeking generational wealth or homeowners dreaming of living virtually mortgage-free. ? This legal two-family home offers endless possibilities and incredible flexibility. The first and second floors feature two spacious apartments - one offering 3 bedrooms and 2 baths, and the other a comfortable 2-bedroom, 2-bath layout. Live in one unit while the rental income from the second helps offset your mortgage and build long-term equity. As you make your way to the lower level, you'll discover two additional self-contained living spaces with private entrances, ideal for extended family, guests, or additional income potential. One is a cozy studio, while the second is a charming 1-bedroom, 1-bath mini enclave. Situated on an almost double-sized lot, this property has been meticulously maintained by a proud homeowner and offers space, versatility, and exceptional value. But that's not all - the property also includes a separate office space on the side, perfect for remote work or a home business, along with two spacious garages that add even more convenience and functionality. Whether you are looking for a smart investment, a multi-generational setup, or the perfect place to call home, this property truly checks every box. ?? There is so much more to discover here. Schedule your private showing today and experience everything this exceptional home has to offer!